Thomas Financial Services Ltd

Now part of RED DOT (Cymru) Ltd, Independent Financial Adviser

Financial Advice . . . Pure and Simple


We’ll get a thorough understanding of your attitude to risk, your short, medium & long term aims & then advise you in light of the opportunities and threats of the current economic climate.

Life Assurance

Protecting what you already have should be the start of any sound financial plan. As independent financial advisers, we can help ensure whatever policy you select is right for your individual circumstances.


With the current economic climate, many people may be forgiven for thinking getting a mortgage is nearly impossible! This is simply not the case. There has never been a better time to seek professional help.

Equity Release

Releasing equity is a simple process by which you can release capital or income but there are a host of different types of schemes. Our role to guide you to the best deal for your circumstances, both now in the future. We are Independent and can use the whole of the market place.

Inheritance Tax Planning

Inheritance tax can cost loved one’s hundreds of thousands in the event of your death, yet with careful planning it’s possible to legally reduce the bill significantly, or possibly pay none at all.

Pension & Retirement Advice

In simple terms, we’ll start by helping you understand what you have & what it is likely to provide versus what you may need. A complex area that can certainly benefit from independent financial advice.

Andrew Thomas (previously operating as Thomas Financial Services )has now joined Red Dot (Cymru) Ltd,  Independent Financial Advisers as a Director advising Pension and Investment clients.

We have dedicated Mortgage and Life assurance experts on hand to deal with enquires in these areas. Existing Thomas Financial clients have been advised and have no change to their contracts or services


We offer advice and planning services for people who want to make the most of their finances.

No matter what your financial concern or complexity, we can provide advice and guidance across your entire affairs.

Thomas Financial Services

Andrew Thomas (previously running Thomas Financial)has now joined Red Dot (Cymru) Ltd Independent Financial Advisers as a Director advising on the Investment and Pension sector.

Thomas Financial Services Ltd – financial services Pembrokeshire

Andrew helped me sort out all my papers and plans and re organised my investments. He was very patient with me and explained everything. I found him totally trustworthy.
Mrs B Haverfordwest

Andrew was excellent in assisting with my financial needs when I relocated to Pembrokeshire, he has also advised with regard to my Fathers affairs.

Sound advice on Investments and pension and regular follows ups.

Miss G. Cardigan

Andrew help me wade through all my old papers, sorting our exactly what I had with my investments, where they were and what they were doing. He is very friendly and approachable. I’m so much happier that he’s dealing with things, he’s made it very easy for me and I get an up to date list at each review
Mrs W Haverfordwest

Please Contact Us

Drop us a line anytime, and we will respond to you as soon as possible