A step towards the home of your dreams


A step to the home of your dreams

We all have goals we want to achieve.


For many of us buying a home, or trading up to a larger property is top of that list. What can be hard is making the right choice of mortgage without expert advice and guidance. There’s a bewildering array of lenders and providers in the market place, so it can be difficult to make the right choice for you and your family.

These days, loans are harder to come by as lenders are now required to ask for in-depth information before agreeing to advance the money. They carry out stringent checks to ensure that potential borrowers can demonstrate their ability to afford their repayments, now and in the future.


We can help you get the right mortgage deal


We understand how important a decision getting the right mortgage is. It’s not just about taking out a sizeable loan; it’s about getting the best deal for your money and making proper arrangements for your future.




With mortgage interest rates currently at an all-time low, many people are thinking about remortgaging their property. By doing so, you could find you’re able to pay a lower interest rate and save a considerable amount of money on your repayments (although you may have to pay an early repayment charge to your existing lender).


It could be time to remortgage if:


Your current fixed-rate, tracker or discount deal is about to end, you may find you’re moved to your lender’s Standard Variable Rate (SVR). The SVR is usually pegged to a percentage above bank base rate, and can be subject to change by the lender. Anyone on an SVR is vulnerable to interest rate rises when they come.

Your property has increased substantially in value. This could allow you to free up some cash from the equity tied up in your home. An increase in value might enable you to move to a lower rate of interest.

You’d like to change the terms of your loan to make it more flexible — for instance allowing you to make higher repayments and so shorten the overall mortgage term.

By contacting us, you can benefit from our impartial advice and knowledge of the current deals available from a wide range of providers, from high street banks and building societies to more specialist lenders.


A fee may apply for mortgage advice and, if applicable, you must ask your adviser for details before making any decision relating to a new mortgage as the actual amount will depend on your personal circumstances, but we estimate the typical fee to be up to £250.